Cardvoy

Editions

Three editions, one product

Pick the edition that fits your network. Every edition includes the country pack, maker-checker, the audit trail and all four languages. Prices are quoted per bank, based on edition, volume and deployment model.

Essentials

Captured-card custody for small and microfinance banks.

  • Captured-card custody
  • Dispatch and consignments
  • Regulator returns

Up to 50 branches, 150 users, 1 CFC, 2 couriers, 2,000 captures a month

Professional

Custody and full dispatch with courier integration for mid-size banks.

  • Everything in Essentials
  • Courier integration
  • Customer tracking and reschedule
  • AI risk radar
  • Integration API
  • Multi-CFC topology

Up to 300 branches, 1,000 users, 5 CFCs, 5 couriers, 15,000 captures a month

Enterprise

Every module, large structures, single sign-on and custom workflows.

  • Everything in Professional
  • Courier invoice audit
  • Single sign-on (v1.1)
  • Custom workflows
  • Advanced analytics

Up to 5,000 branches, 20,000 users, 50 CFCs, 20 couriers, 200,000 captures a month

Licensing

How the licence works

  • Each bank receives a licence key signed by SMH Global. It lists the edition, modules, limits and validity dates.
  • The product checks the licence on every action: a module outside the licence is not shown, and limits are enforced when you add branches or users.
  • Before expiry the system warns administrators. After expiry and a grace period it becomes read-only; no data is ever locked away.
  • On-premises and private-cloud banks install the key themselves; no call home is needed.
Editions and modules in the SMH platform console.
Editions and modules in the SMH platform console.

See Cardvoy with your own process.

Book a walkthrough: we configure your branches, CFC, couriers and country pack in a private POC and run a captured card from ATM to customer while you watch.