Editions
Three editions, one product
Pick the edition that fits your network. Every edition includes the country pack, maker-checker, the audit trail and all four languages. Prices are quoted per bank, based on edition, volume and deployment model.
Essentials
Captured-card custody for small and microfinance banks.
- Captured-card custody
- Dispatch and consignments
- Regulator returns
Up to 50 branches, 150 users, 1 CFC, 2 couriers, 2,000 captures a month
Professional
Custody and full dispatch with courier integration for mid-size banks.
- Everything in Essentials
- Courier integration
- Customer tracking and reschedule
- AI risk radar
- Integration API
- Multi-CFC topology
Up to 300 branches, 1,000 users, 5 CFCs, 5 couriers, 15,000 captures a month
Enterprise
Every module, large structures, single sign-on and custom workflows.
- Everything in Professional
- Courier invoice audit
- Single sign-on (v1.1)
- Custom workflows
- Advanced analytics
Up to 5,000 branches, 20,000 users, 50 CFCs, 20 couriers, 200,000 captures a month
Licensing
How the licence works
- Each bank receives a licence key signed by SMH Global. It lists the edition, modules, limits and validity dates.
- The product checks the licence on every action: a module outside the licence is not shown, and limits are enforced when you add branches or users.
- Before expiry the system warns administrators. After expiry and a grace period it becomes read-only; no data is ever locked away.
- On-premises and private-cloud banks install the key themselves; no call home is needed.

See Cardvoy with your own process.
Book a walkthrough: we configure your branches, CFC, couriers and country pack in a private POC and run a captured card from ATM to customer while you watch.