Cardvoy

Platform

Capture feed and intake

Every card an ATM keeps enters Cardvoy within minutes: from the switch API, a switch or EJ file, the CCRS, or a manual entry with a reason. Duplicates, unknown terminals and invalid card numbers are stopped at the door.

In v1.0 available in the product todayv1.1 · Q1 2027 planned release and quarterOn request delivered per bank on request

  • Switch API push, switch and EJ file import (CSV), CCRS file and manual key-in with a mandatory reasonIn v1.0
  • Duplicate detection per terminal, card and time window; Luhn check on every card numberIn v1.0
  • Terminal lookup: unknown ATMs are rejected with a reason in the file reconciliationIn v1.0
  • BIN classification: on-us, off-us, programme and issuer, longest prefix wins and programmes beat issuersIn v1.0
  • Customer lookup from the card management data so the branch can call before the customer walks inIn v1.0
  • Card number tokenised (HMAC) and encrypted (AES-256-GCM) on arrival; staff see a masked number onlyIn v1.0
  • Feed reconciliation report: rows received, accepted, duplicates and rejected per fileIn v1.0
  • Direct connectors for named switches and ATM monitoring toolsOn request
Capture feed and intake
In the product (demo data).

See Cardvoy with your own process.

Book a walkthrough: we configure your branches, CFC, couriers and country pack in a private POC and run a captured card from ATM to customer while you watch.